![]() you do not have to keep "re-doing the budget" every few months, yet your confidence in it will still increase with each passing month). Monthly cash flow forecasts become increasingly more accurate as the year progresses. Set up an annual budget that is easily adaptable to your changing circumstances.Easily, and with minimal fuss, set up an annual budget that shows all inflows and outflows.Pay down outstanding credit card balances as a budget item.Track your reimbursable expenses and reimbursement payments easily, and as part of your budget.Track money set aside in a savings goal as a budget item.The main benefit, not found in most of these other packages, is the ability to plan ahead for the year and see how your cash flow will change month-by-month.Īdditional benefits not found in most other packages include the ability to: ![]() It even provides benefits that are typically not found in more expensive, brand-name personal finance software packages, whether they be desktop or web-based (I speak from experience, after using one of them for over twenty years, and looking around for alternatives). Free spreadsheets typically do not offer the full scope of features and benefits that you will find in the Home Finance Ledger & Budget Planner. Given that free budgeting and financial spreadsheets are available for download on the internet, you might wonder why you would want to pay for a spreadsheet like this one? Wouldn't one of the free spreadsheets available do the same thing? keep your chequing account up to date, andĪll with minimal time investment, approximately five minutes per day.Ĭlick here now to download the Home Finance Ledger & Budget Planner.make and use easy monthly budgets that are inclusive of all inflows and outflows, have high specificity, and can be adjusted easily when your circumstances change.make a budget for the year, plan ahead, and know your cash flow for the next twelve months.What you get is a ready-made Excel spreadsheet consisting of multiple tabs (or worksheets) that help you The Home Finance Ledger and Budget Planner offers an inexpensive and easy-to-use solution to your budgeting and personal money management needs. ![]() Clearly, having access to tools and resources to help you manage your personal finances can be a strong asset to your relationship in today's world. In a similar survey of 1007 adults, conducted by Ally Bank in 2014, more than half of those surveyed (55%) reported that a strong budgeting and saving strategy was the most appealing money-management trait in a significant other, and that preference grew stronger in older age groups. On this same survey, nearly half, or 47%, said they had different spending or saving habits than their partner. A 2015 survey by SunTrust Bank in the USA, found that of just over 2000 respondents, 35% said that money problems were the primary cause of relationship stress, while that number jumps to 44% among those aged 44 to 55, (followed by annoying habits, at 25%). ![]() Financial pressures are one of the leading causes of stress on couples and families. ![]()
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